HOUSTON (FOX26) - Flood insurance is a separate policy from your homeowner's insurance. Your homeowner’s policy won't cover flooding. It covers wind and hail, but not rising waters. Can't afford it? It's not as expensive as you might think.
When the water in rivers, creeks and bayou's crest over their banks or the local infrastructure can't handle heavy rains, the result can be rising water...into your home.
The damage flood waters can do to a home is horrific...as many in the Houston Metro area now know. And this type of damage isn't covered by a homeowner's insurance policy. But many homeowners don't feel the need to spend the extra money for flood insurance. Maybe they should rethink that.
Ever wonder what the price would be to fix your home if it got flooded. This interactive site on the National Flood Insurance Program website will give you an idea.