Want to lower the price of your future home? 6 ways to work with a seller

The current housing market is definitely friendly to sellers, but that doesn’t mean you can negotiate down the price when buying a home. Here are a few tips to help you get started.

Biden's budget proposal: How it could impact your wallet

President Biden's proposed $6 trillion federal budget focuses primarily on America's infrastructure, but there are a few proposals that may have a direct impact on your finances.

When to use a personal loan over a credit card

Make sure you know when a personal loan will offer better solutions for your financial needs than a credit card.

How to pay for summer travel with airfare costs on the rise

Prices for domestic plane tickets are expected to increase 16% this summer, so it's more important than ever to be mindful when financing your next vacation.

Is it still a good time to refinance my mortgage?

Even though 2020s historically low interest rates are on the rise, it’s still a good time to refinance your mortgage and save thousands over your loan term.

Want cheap life insurance? Consider these strategies

Life insurance doesn’t have to be expensive. If something unexpected happens, make sure your loved ones are financially supported. Here’s how you can get cheaper life insurance.

If you want a new construction home, consider these financial factors

Getting a new construction home generally costs more, but it could be worth it in the long run if you're able to save money on repairs and maintenance. Here are some key financial factors to keep in mind when considering a new construction home.

Considering a joint mortgage? Here’s what you need to know

Joint mortgages are common, but you must keep in mind that each person must meet the qualifications for a mortgage. Here's what you need to know before getting a joint mortgage so you can weigh the pros and cons.

Refinancing for home improvements: how does it work?

A cash-out refinance takes the equity you’ve built up in your home and turns it into cash. It can be a low-cost option to pay for home improvements.

Looking for a new mortgage rate? 4 things to keep in mind

Low mortgage rates can save you money and lower your monthly mortgage payment — but securing one is not as easy as it looks.

Does car insurance protect against theft?

Does car insurance cover a stolen car? Learn what auto insurance does and doesn’t cover.

Here's when the housing market will cool off and 5 tips for buying now

Buying a house seems virtually impossible right now, but there are still advantages to homeownership. Consider your situation, and follow these tips if you want to buy a home in today's wild housing market.