Getting Your Financial House in Order

- The first thing you need to do is take a really hard look at how much you spent and on what last year.

For example:  How much did you spend on entertainment:  movies, eating out?  How much on household upkeep, yard up keep, house repairs? How much on auto expenses, mortgages, rents ..things like that? Be sure to consider what you owe: your credit card debt. Then figure in  your income.  There's your budget!

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